Kumalasari, S., and P. Diptyana. “Do Beliefs and Ease of Use Influence The Intention to Use Digital Wallets? A Test Using Social Factors As Moderating Variable”. Jurnal AKSI (Akuntansi Dan Sistem Informasi), vol. 10, no. 1, May 2025, pp. 201-8, doi:10.32486/aksi.v10i1.680.